A regular contributor on National Public Radio's Marketplace program, Andrew Serwer is a contributor for CNN's American Morning and editor-at-large for FORTUNE magazine. Mr. Serwer has written cover stories on Bill Gates, Larry Ellison and John Chambers. He has written for TIME, Sports Illustrated and SLAM.

From 1977 to 1981, Bill Drayton served as Assistant Administrator at the U.S. Environmental Protection Agency where he had lead responsibility in representing the environment in Administration-wide policy development, notably including budget, energy, and economic policy. In 2006, he was recognized as being one of Harvard University's 100 "Most Influential Alumni."

David Adler is the author of SNAP JUDGMENT (Financial Times Press, 2009) about behavioral economics. Adler is a regular contributor to Barron's and Institutional Investor and is the contributing High Net Worth writer for Financial Planning Magazine. He is the recipient of two research grants from the CFA Institute, both relating to tax efficient investment strategies and behavioral based errors in portfolio construction. David also produced the public television documentary "Financial Insecurity: America's Crisis in Healthcare and Retirement."

A renowned motivational and financial speaker, Bach regularly presents seminars for and delivers keynote addresses to the world's leading financial service firms, Fortune 500 companies, universities, and national conferences. He is dedicated to revolutionizing the way people learn about money.

Author of The Prevention and Collection of Problem Loans and co-author of Selling Strategies for Today's Banker: A Survival Guide for Tomorrow and The Seven Challenges Facing Bankers in the Future, ...and How to Meet Them, Dennis McCuistion is a former bank CEO. Dennis McCuistion is a consultant with financial institutions and other businesses on top management issues and facilitates strategic planning sessions and offers advice on financial and leadership issues.